If a cheque is torn into two or more pieces and presented for payment is called a ________.
If a cheque is torn into two or more pieces and presented for payment is called a Mutilated cheque.
A mutilated cheque is a cheque that has been torn, defaced or damaged in some way so that it is no longer in a usable condition, but is still recognizable as a cheque.
A cheque can be considered mutilated if it is torn into two or more pieces, or if it is damaged in such a way that some of the key details such as the payee's name, the amount or the signature are illegible or missing.
If a mutilated cheque is presented for payment, the bank may refuse to honor it as it may not be able to verify the authenticity of the cheque or the details are written on it.
In such cases, the person who has presented the cheque may be asked to provide additional identification or to obtain a new cheque from the drawer with the correct details.