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First Motor vehicle insurance begin in ___________

  • The first motor vehicle insurance policy was introduced in the United Kingdom in 1895, just a few years after the first automobile was invented.
  • The policy was issued to a man named Walter Arnold, who was caught speeding and ended up crashing into a wall, causing damage to the car as well as to the wall.
  • The policy was issued by the Travelers Insurance Company, which had already been offering insurance policies for railroads and steamships.
  • The policy covered liability for damage caused to third parties, but it did not cover the damage to the insured vehicle.