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_________ is a funds transfer mechanism where an account to another bank account is real-time.

  • RTGS is a funds transfer mechanism where an account to another bank account is real-time.
  • RTGS (Real Time Gross Settlement) is a funds transfer mechanism where the transfer of funds from one bank account to another bank account is done in real-time. 
  • RTGS is a reliable and secure way of transferring high-value transactions as the transactions are processed in real-time and the funds are transferred almost instantaneously.
  • This makes it an ideal mechanism for high-value transactions that require immediate and prompt settlement.
  • In India, RTGS is available for customers on all working days from Monday to Saturday, except for the second and fourth Saturdays of the month, between 8:00 am and 6:00 pm.
  • The minimum amount that can be transferred through RTGS is Rs. 2,00,000 with no maximum limit.